About M-AKIBA

Save Money. Make Money. Build Kenya

M-Akiba is a unique opportunity for Kenyans to save money, while at the same time earning very attractive interest rates from the Government.

M-Akiba is a retail infrastructure bond issued by the Government of Kenya seeks to enhance financial inclusion for economic development. It is a product by the government of Kenya though the Central Bank of Kenya (CBK) under the National Treasury in collaboration with Nairobi Securities Exchange (NSE), Central Depository Settlement Corporation (CDSC), Mobile Network Operators, and Kenya Association of Stock Brokers & Investment Banks (KASIB). The money raised from the bond will be used for funding of government infrastructural development projects, both new and on-going. Further, the M-Akiba bond is also aimed at enhancing the savings and investment culture by Kenyans. Kenyan savings is at 11% of GDP while countries like Qatar are at 60%, while Rwanda and Uganda are at 22% each.

  • Opening Opportunities for Retail InvestorsOpen or Close

    Over the years, 98% uptake in government bonds has been by foreigners and local institutional investors, with only two percent going to individual investors. This has left out many Kenyans from participating in government bonds and denied them a chance to make money from them and raising funds for nation building. The M-Akiba opens up this opportunity to retail investors.

  • An Instantaneous InvestmentOpen or Close

    Presently, prospective investors wishing to buy or trade in any Kenya Government securities are required to open a CDS account with the Central Bank of Kenya. The account can be opened either directly with the Central Bank or through an authorised agent which includes commercial banks, investments banks, stockbrokers and investment advisors. It takes an average of two days to buy a government bond. M- Akiba however makes the process instantaneous.

  • Building KenyaOpen or Close

    A long term effect of M-Akiba shall be to drive down Government borrowing rates. Driving down Government borrowing rates will have a knock-on effect leading to a low interest rate regime in the country. Furthermore a successful M-Akiba bond means that infrastructural and developmental projects can be executed at lower costs because the cost of funding for these projects will decline.

  • A Unique Investment OpportunityOpen or Close

    M-Akiba is a unique opportunity for Kenyans to save money, while at the same time earning very attractive interest rates from the Government. Initial minimum investment amount per account is Kshs. 3,000, with consecutive trades in multiples of Kshs. 500.

Guaranteed
100%

Secured
100%

Convenient
100%

Accessible
100%

Good Returns
100%
with consecutive trades in multiples of Kshs. 500.

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